Terms & Conditions

Acceptance

Walfrid Private Limited t/a Optiwealth provides this website to you on the basis of the following terms and conditions (“Terms and Conditions”). By accessing any page of the Walfrid Private Limited t/a Optiwealth website, you agree to be bound by these Terms and Conditions. These Terms and Conditions may be updated by Walfrid Private Limited t/a Optiwealth from time to time by posting the updated Terms and Conditions without prior separate notification to you. You should check the Terms and Conditions each time you access Walfrid Private Limited t/a Optiwealth’s website to check for updates.

Walfrid Private Limited t/a Optiwealth’s website

You will be able to obtain information about certain Walfrid Private Limited t/a Optiwealth products and services on Walfrid Private Limited t/a Optiwealth’s website and you may also submit queries to Walfrid Private Limited t/a Optiwealth to receive more information.

Use

The Walfrid Private Limited t/a Optiwealth website and any information on this site are provided to you at no charge and are for your personal and non-commercial use. All website content is provided for general informational purposes only. Walfrid Private Limited t/a Optiwealth reserves the right to make changes to its website; or not reply to any queries; or not provide any support in connection with its website.

Walfrid Private Limited t/a Optiwealth does not wish to receive confidential or proprietary information from you via the Walfrid Private Limited t/a Optiwealth website. Subject to Walfrid Private Limited t/a Optiwealth’s obligation under the Privacy Policy please note that any information or material sent to Walfrid Private Limited t/a Optiwealth via Walfrid Private Limited t/a Optiwealth’s website will be deemed to be not confidential. By sending Walfrid Private Limited t/a Optiwealth any information or material, you grant Walfrid Private Limited t/a Optiwealth an unrestricted, irrevocable licence to use, reproduce, display, perform, modify, transmit and distribute that material or information, and you also agree that Walfrid Private Limited t/a Optiwealth is free to use any ideas, concepts, know-how or techniques that you send us for any purpose.

You undertake not to post to or send via this website any materials that are or could reasonably be construed as: (i) defamatory, libellous, obscene, offensive, abusive, liable to incite racial hatred, discriminatory or blasphemous; (ii) in breach of any obligation of confidence or privacy or any trade secret; (iii) infringing the proprietary rights of any third party or for which you have not obtained all necessary licences and/or approvals; or (iv) violating any other law.

You also agree not to transmit to or send via the website any materials which could reasonably be held to constitute or encourage conduct that would be considered a criminal offence, give rise to civil liability, or otherwise be contrary to the law of any country or other competent authority, or infringe the rights of any third party enforceable in any part of the world.

The privacy or confidentiality of information which passes over the internet in relation to you cannot be guaranteed by Walfrid Private Limited t/a Optiwealth. You are deemed, by these Terms and Conditions of Use, to accept that internet communication and or electronic mail messaging may not be free from interference by a third party and therefore may not remain confidential.

Walfrid Private Limited t/a Optiwealth reserves the right to remove any materials from the website where it reasonably suspects that such material is prohibited by point (iii) above or is otherwise inappropriate. Notwithstanding the foregoing, you acknowledge that Walfrid Private Limited t/a Optiwealth has no control over content on the website provided by other users, neither does it purport to monitor the content of the website to ensure its accuracy, appropriateness or conformity with the principles outlined in these Terms and Conditions.

You must not link to Walfrid Private Limited t/a Optiwealth’s website other websites which are indecent or inappropriate and you must forthwith remove any link if Walfrid Private Limited t/a Optiwealth in its discretion so requests.

You agree to indemnify Walfrid Private Limited t/a Optiwealth and Walfrid Private Limited t/a Optiwealth affiliates against any claim, demand, loss or damage suffered as a result of breach of this point (iii) above.

Walfrid Private Limited t/a Optiwealth has taken reasonable care to ensure the accuracy of information on the Walfrid Private Limited t/a Optiwealth website but does not guarantee the accuracy of such information. All opinions and comments expressed on this website reflect our judgement at that time. These opinions and comments are subject to change without prior separate notification to you.

The information contained on this website should not be relied upon in relation to a specific issue or decision. You should always consult an appropriate qualified advisor for financial advice.

This website and the information herein is not intended nor does it constitute a solicitation or an offer of financial services by Walfrid Private Limited t/a Optiwealth. The services and products on this website are subject to separate and specific Terms and Conditions and or separate Terms of Business. These documents should be carefully read.

In all circumstances, the use by you of the Walfrid Private Limited t/a Optiwealth website is completely at your sole risk.

Disclaimer

Walfrid Private Limited t/a Optiwealth hereby excludes all conditions, warranties, representations or other terms concerning the supply or purported supply of, failure to supply or delay in supplying any service in connection with Walfrid Private Limited t/a Optiwealth’s website or that Walfrid Private Limited t/a Optiwealth’s website is accurate, complete or up-to-date, which might but for point (iv) above, have effect between Walfrid Private Limited t/a Optiwealth and you, or would otherwise be implied into or incorporated into these Terms and Conditions or any collateral contract, whether by statute, common law or otherwise.

You understand and agree that you are using Walfrid Private Limited t/a Optiwealth’s website at your sole risk and that Walfrid Private Limited t/a Optiwealth does not warrant that the Walfrid Private Limited t/a Optiwealth website will meet your requirements or that the Walfrid Private Limited t/a Optiwealth website will be uninterrupted, error free or secure. Any content or services provided via the Walfrid Private Limited t/a Optiwealth website or in connection with the Walfrid Private Limited t/a Optiwealth website by Walfrid Private Limited t/a Optiwealth is done so on an “AS IS” and on an “AS AVAILABLE” basis. Walfrid Private Limited t/a Optiwealth makes no representations or endorsement of any kind, whether express or implied, with respect to the Walfrid Private Limited t/a Optiwealth website for the content or services included in, or made available in connection with, this Walfrid Private Limited t/a Optiwealth website.

Walfrid Private Limited t/a Optiwealth reserves the right at its sole discretion, to amend or withdraw any content or services offered as part of the Walfrid Private Limited t/a Optiwealth website.

Liability

Walfrid Private Limited t/a Optiwealth, any other party (whether or not involved in creating, producing, maintaining or delivering this Walfrid Private Limited t/a Optiwealth website), and any of Walfrid Private Limited group companies and the officers, directors, employees, shareholders or agents of any of them, exclude all liability and responsibility for any amount or kind of loss or damage that may result to you or a third party, (including without limitation, any direct, indirect, punitive or consequential loss or damages, or any loss of income, profits, goodwill, data, contracts, use of money, or loss or damages arising from or connected in any way to business interruption, and whether in tort (including without limitation negligence), contract or otherwise in connection with this Walfrid Private Limited t/a Optiwealth website in any way or in connection with the use, inability to use or the results of use of this Walfrid Private Limited t/a Optiwealth website, any websites linked to this Walfrid Private Limited t/a Optiwealth website or the material on such websites, including but not limited to loss or damage due to viruses that may infect your computer equipment, software, data or other property on account of your access to, use of, or browsing this Walfrid Private Limited t/a Optiwealth website or your downloading of any material from this Walfrid Private Limited t/a Optiwealth website or any websites linked to this Walfrid Private Limited t/a Optiwealth website. This shall not affect your statutory rights.

Privacy Policy

If you choose to register on any part of this Walfrid Private Limited t/a Optiwealth website, you agree to provide Walfrid Private Limited t/a Optiwealth with the accurate data as requested in the registration form. For details of our use and transfer of your personal data, please refer to this privacy policy.

The information provided in a form or otherwise via the Walfrid Private Limited t/a Optiwealth website will be used by Walfrid Private Limited t/a Optiwealth for the purpose of providing the services that you have requested by way of the Walfrid Private Limited t/a Optiwealth website.

From time to time Walfrid Private Limited t/a Optiwealth, Walfrid Private Limited t/a Optiwealth affiliates or agents might use this information for marketing purposes or to inform you about other products and services, which Walfrid Private Limited t/a Optiwealth think might be of interest to you. You can specify whether you wish to receive such information in the appropriate box in your contact form.

Walfrid Private Limited t/a Optiwealth are committed to protecting your privacy. Your personal data is held on a secure computer and manual files shall not be processed for any other purpose than those set out in this Privacy Policy. The server Walfrid Private Limited t/a Optiwealth uses to store this information is accessible to authorised staff only, is further connected to the Internet through a firewall and is therefore not accessible to the public.

Small pieces of information known as cookies will be installed on your computer to collect statistical information including navigation paths, number of visits, returning clients and hits per page. The only personal information that a cookie can contain is information that you provide yourself. They cannot read data off your hard disk. Walfrid Private Limited t/a Optiwealth use these cookies to help us determine the usefulness of the information that Walfrid Private Limited t/a Optiwealth provide and to see how user-friendly our website is. Walfrid Private Limited t/a Optiwealth does not share the information that it gathers from cookies with other non – Walfrid Private Limited t/a Optiwealth entities or sell it to third parties. If you prefer not to receive cookies from our website, you can set your browser to warn you before accepting cookies and refuse the cookie when your browser alerts you to its presence. You can also refuse cookies by turning them off in your browser. You are required to have cookies turned on to enable you to use the Walfrid Private Limited t/a Optiwealth website.

You have the right to access, correct, update, or delete your data by accessing the appropriate link to your profile or by submitting a request to info@optiwealth.ie.

Walfrid Private Limited t/a Optiwealth will only hold your personal information for the duration necessary to allow us to provide the services that you have requested or for any additional period as required by law.

This Privacy Policy may be amended by Walfrid Private Limited t/a Optiwealth from time to time. Walfrid Private Limited t/a Optiwealth will notify you of any material changes affecting our use of our personal data.

Trademark

You must not display or use in any manner Walfrid Private Limited t/a Optiwealth or Walfrid Private Limited t/a Optiwealth trademarks or logos without Walfrid Private Limited t/a Optiwealth’s prior written permission.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with Irish law. Disputes arising in connection with these Terms and Conditions shall be subject to the exclusive jurisdiction of the Irish courts.

Copyright

Copyright Walfrid Private Limited t/a Optiwealth. All rights reserved. It is strictly prohibited to copy, redistribute, republish or modify any materials or software contained on the Walfrid Private Limited t/a Optiwealth website or in subsequent support without the prior written consent of Walfrid Private Limited t/a Optiwealth.